Archive for February, 2009
Impartiality Opens Possibilities
If you seek objective advice, then you need an impartial assessment that exhausts all of your options. A prudent expert will dispassionately examine the vast universe of investment products in order to find those which will help you attain your objectives and reduce your risk through diversification.
Retail Investing: Unsuitable for Retirees
As the name implies, retail investing relies on advertising, cache and glamour in order to move product to consumers. For investment bankers and for too many stock brokers, stock is a product. Like retail stores, various wirehouses sold the product to customers (there is no such thing as a retail client, is there?)
QDRO’s Provide for Ex-Spouses and Children
The QDRO is a judgment, decree or order (this includes property settlements) that relates to the provision of alimony, spousal or child support or property settlement. In order to satisfy the IRS and avoid tax penalties, a judge must issue the order. The mere fact that both parties agree to it is not sufficient to allow the parties to divide the funds without tax consequences.
Everyone Can Leave a Legacy
As a client of Porter Kickham, your retirement will likely turn into something more. Most clients who execute a plan according to our specifications will have an 85 – 100% chance of leaving money in their estate.
Conservative Investing Requires Care and Planning
Conservative investors have a guide for investing retirement funds. The uniform Prudent investor Act is used by trusts and institutions alike.
Five Duties of a Prudent Financial Planner
Looking for objective, unbiased advice? Thanks to the Uniform Prudent Investor’s Act, opinions and special interests count for little; sound process rules. Five new principles define Prudence in regard to investing practices.
Retirement Income: What’s Your Number?
You can miss a lot of important details if you insist on bottom line answers to everything in life. But with that risk in mind, it’s fair to say that consistent, inflation adjusted, lifelong income is the goal of retirement planning.
Make Risk and Return Analysis Work for You
Fear has investors run from risk and greed has them chase return. Neither emotion has a place in Prudent investing. The heart of Prudent investing lies in striking a balance between risk and return. No two concepts in investing come with more emotion wrapped around them.
Prudently Designed Portfolios Increase Safety
Your total investment portfolio should have a lot of different investments to consider. The key to prudent risk reduction is to determine how the investments may correlate with each other over time.
Women Embrace Investing Know-How
Women face different life challenges and financial risks than men do. They need to have an advisor who takes this into account even when planning. We’re dedicated to helping women embrace the world of investing and therefore empower them to live well
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